Overdraft Protection
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Overdraft Privilege
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- Automatic Protection from declined charges and returned checks
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- Automatic Privilege to overdraft your account without the need to pull money from another account
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- Avoid embarrassment and costly fees
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- Applies to ACH and check overdrafts only
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- Automatically applies to checks, ACH, and standard withdrawals
- Some qualifications apply for ATM, Bill Pay, and Debit Card transactions to be included
- View Policy for full details
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- You will be charged the standard per item Insufficient Funds Charge according to our current fee schedule
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- Transfer from your Savings Account to cover overdraft; low $6 fee per transfer
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- You can select options for when OD Privilege applies
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- You can opt-out at any time
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