As we approach the end of 2024 and Christmas and New Year's holidays, adjustments to ACH, Remote Deposit Capture, and Positive Pay processing schedules will be in effect for Cash Managment customers.

• ALL First Federal Community Bank offices will close early at 1pm on Christmas Eve, December 24th.
 
• Wednesday, December 25th is Christmas Day. This is a Federal Holiday, which means First Federal Community Bank will be CLOSED and the Fed will NOT be processing.

• The earliest ACH batches initiated on Tuesday, December 24th can settle (pay out) to accounts is Thursday, December 26th, 2024.            
• Any ACH batch initiated after 4pm on Tuesday, December 24th will not be processed until Thursday, December 26th, 2024, and will not settle (pay-out) to accounts until Friday, December 27th, 2024.    
• Checks scanned on Tuesday, December 24th, after NOON, will be credited to accounts on Thursday evening, December 26th, 2024.

• Wednesday, January 1st is New Year’s Day. This is a Federal Holiday, which means First Federal Community Bank will be CLOSED and the Fed will NOT be processing. 

•  The earliest ACH batches initiated on Tuesday, December 31st, 2024, can settle (pay out) to accounts is Thursday, January 2nd, 2025.            
• Any ACH batch initiated after 4pm on Tuesday, December 31st, 2024, will not be processed until Thursday, January 2nd, 2025, and will not settle (pay-out) to accounts until Friday, January 3rd, 2025.    
• Checks scanned on Tuesday, December 31st, after 4pm, will be credited to accounts on Thursday, January 2nd, 2025.

***Additionally, if your business uses our fraud mitigation tool, Positive Pay, you could have exceptions process on Tuesday evenings, December 24th, and December 31st, that you MUST decision before 11am on each Thursday following the holiday or the system will return those items. If your business is CLOSED for an extended period during the holidays, please plan for someone in your office to check for Positive Pay Exception emails. If you need assistance, please call Cash Management Support at 330-364-7777, extension #5800.

As always, we appreciate your business and look forward to serving you in 2025!

~ Your First Federal Community Bank Cash Management Team

 

Avoid Delays.  Enroll in e-Statements Today!

Dear Customers:

As you know, many businesses are looking at new ways of operating and in many cases are doing so with a reduced workforce. As a result, you may experience a delay in such services as paper statements. Therefore, we invite all our customers to take advantage of our FREE and EASY e-STATEMENTS!

If you are not currently using our online banking or Mobile App, you will need to ENROLL in those services first. 

Whether you are a long-time customer or new to First Federal, WE ARE HERE FOR YOU! Please, feel free to contact us with your questions or concerns.

For a complete list of our team and contact information, please click here.